Get Access to the Right COVID-19 Small Business Relief Programs

Determine your eligibility, assemble your documentation and get to the right lender.

As you’ve probably heard, the federal government has passed another round of funding for the Paycheck Protection Program (PPP), which includes help for businesses like yours to weather the economic storm caused by the coronavirus outbreak. If you were unable to obtain a loan in the first round, you’ve got another opportunity.

Step One: Choose your lending option

I have a bank or lender

I need a lender

Start with the COVID-19 Small Business Loan Accelerator

If your lender is a bank or credit union, review the PPP application and utilize the COVID-19 Small Business Loan Accelerator, an online application that helps quickly evaluate your business’s eligibility for government assistance programs and kick start your application process with your preferred lender. 

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The Paycheck Protection Program is a loan program that originated from the CARES act. If your business was operating on 2/15/2020, has less than 500 employees (or fewer than 1,500 employees for select types of businesses—details available here), and has been affected by COVID-19—you may be eligible.


You can work with a non-bank firm that you may already have a pre-existing relationship with, including Kabbage.

Kabbage offers fast, easy loans for small businesses. Kabbage is a financial technology and data company pioneering a new, automated way for small businesses to access working capital. The company simplifies the manual application process to one that is 100% online and automated.


PayPal is providing a program to help their merchants during these challenging times. Learn more.

If you don’t have a current banking relationship, visit the SBA Community Bank Website for resources and additional SBA programs available through CARES Act. Learn more.

manage teams while working remote
Paycheck Protection Program (PPP)
This program provides 100-percent federally guaranteed loans to employers who maintain their payroll during this emergency.
Food Bank
Economic Injury Disaster Loans (EIDL)
These lower interest loans of up to $2 million are available to pay for expenses that could have been met had the disaster not occurred.
Tackling HR Process Challenges
7(a) Loans
The SBA's primary loan for providing financial assistance to small businesses—terms and conditions vary by specific loan type.